Investments & pensions
A personal pension and ready-made portfolios, held alongside your everyday banking.
20% equities · 80% bonds
For money you may need within five years.
Long-term target 3–4% a year
Choose Steady60% equities · 40% bonds
The middle path for long-term retirement saving.
Long-term target 5–6% a year
Choose Balanced90% equities · 10% bonds
For savers with a decade or more ahead of them.
Long-term target 6–8% a year
Choose GrowthMonthly contributions, paused or changed whenever you like.
Diversified, low-cost funds chosen and rebalanced for you.
Contributions, growth and fees in the same place as your accounts.
Investing involves risk. The value of your investments can fall as well as rise and you may get back less than you put in. Pension savings are normally locked until retirement age. Targets are illustrative, not guarantees.